A smiling young couple stands in front of their new home, holding a "Welcome Home" sign and a set of keys, with a "For Sale" sign in the yard, celebrating their first home purchase.

The Ultimate First-Time Homebuyer Guide for Orange County (Free PDF Download)

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Are you a first-time homebuyer in Orange County? If so, you’re about to begin one of the most exciting journeys of your life.. Still, the process can feel overwhelming, especially with all the steps and decisions involved.

I’m Leo Luna, a REALTOR® with Rise Realty and a lifelong Orange County resident. I know how stressful the journey can be, so I created a simple, comprehensive First-Time Homebuyer Guide just for you. Whether you’re starting to browse listings or ready to take action, this guide will help you move forward with confidence.

Buying your first home isn’t just about finding the right property. It’s about understanding the process, knowing your options, and avoiding common mistakes that can cost you time and money. First, let’s address your most important questions about buying a home. My guide explains:

  • How much do I need for a down payment?
  • What does the homebuying process actually look like?
  • Which upfront costs should I expect?
  • How can I make my offer stand out?

The First-Time Homebuyer Guide includes everything you need to get started, such as:

  • A step-by-step homebuying roadmap: From your first buyer consult to closing day, each stage is clearly explained
  • Breakdown of buyer expenses: Understand what you’ll pay upfront and at closing, with no surprises along the way
  • Tips on getting pre-approved: Learn what lenders need and how to compare your options
  • How showings and open houses work: Discover how to tour homes efficiently and what to watch for
  • Making an offer and negotiating: Get proven strategies for winning in a competitive market
  • Inspections, appraisals, and closing steps: Know what happens after your offer is accepted

You’ll also receive a printable worksheet for your “must-haves” and “deal-breakers” to keep your search focused.

Ready to start your journey? Click the link above to download your free First-Time Homebuyer Guide, or reach out to me directly for a personalized consultation.

How much do I need for a down payment in Orange County?
Many first-time buyers qualify for as little as 3.5% down. There are also California first-time homebuyer programs that can help with your down payment and closing costs.

How long does it take to buy a home?
From pre-approval to closing, most buyers get their keys within 30 to 45 days. The guide includes a full timeline so you know what to expect.

Do I need a buyer’s agent?
Absolutely. A buyer’s agent is your advocate throughout the process, and the best part is, my commission is paid by the seller, not you.

First, stay flexible. The best homes sell fast, so you should be ready to make quick decisions when the right property appears.

Next, avoid making big purchases or opening new credit accounts during the homebuying process. These actions can impact your loan approval.

Finally, ask questions throughout your journey. No question is too small, and I am here to guide you at every stage.

Start your homeownership journey on the right foot.
Download your free First-Time Homebuyer Guide or book a no-pressure consultation.

When you’re ready to discover the best neighborhoods, review your financing options, or get personalized advice, contact me. I am happy to assist you.

Residential Specialist
Your Home. Your Future.